Save Time & Money on Insurance With an Insurance Broker!

 

How Using an Insurance Broker Can Save You Time & Money

No doubt you've seen and heard plenty of commercials these days for insurance. From the familiar jingles and one liners on the radio, to the funny ads on television (like most of us saw during the super bowl or during the NFL season - cue MaHomes and Taylor Swift’s MaAuto😏). Playfulness aside, insurance is a necessity in today’s world, but finding the right coverage for your needs can be a daunting task - and these days, you're probably noticing your renewal rates just going up and up and up... With more extreme events happening at a more frequent pace, insurance rates across the board are rising, and some insurers are even pulling out of states such as California, Florida & Texas. 

To get the best rates and coverage, you'll have to compare different plans, bundling, providers, prices, and benefits, and then deal with the paperwork and hassle of signing up, switching providers, or filing claims. This can take up a lot of time and cost a lot of money, and you may still end up with a policy that doesn’t suit you best.

That’s why using an insurance broker or brokerage service can be a smart choice. An insurance broker is an independent agent that works with multiple insurance companies to find the best options for you. They can help you with:

• Saving money 💰: An insurance brokerage can shop around and negotiate on your behalf to get you the best rates and discounts. They can also advise you on how to lower your premiums, deductibles, and co-pays, and how to avoid hidden fees and charges. They can also help you find policies that cover your specific needs, so you do not pay for unnecessary or excessive coverage.
• Saving time 🕒: An insurance brokerage can do the research and comparison for you, and present you with a curated list of options that match your criteria. They can also handle the paperwork and administration for you, and assist you with any questions or issues that may arise. They can also keep you updated on any changes or developments in the insurance market, and help you adjust your coverage accordingly.
• Saving hassle 😓: An insurance brokerage can act as your advocate and representative, and deal with the insurance companies on your behalf. They can help you understand the terms and conditions of your policy, and explain any fine print or jargon. They can also help you file and process claims, and resolve any disputes or complaints that may occur. They can also provide you with unbiased and professional advice, and guide you through the entire insurance process.

One of the best parts of using an insurance broker is they are no cost to you! A reliable and trustworthy insurance brokerage that I have used in the past is Acrisure. Acrisure is a leading insurance broker that works with over 600 independent agencies across the U.S. and Canada. They offer a wide range of insurance products and services, from personal and commercial lines, to employee benefits and risk management for businesses. Acrisure has access to hundreds of insurance carriers and markets, which means they can find the best coverage and price for your unique needs and budget in almost any state or market.   

Conclusion

Insurance is one of the most important and complex financial decisions you can make. You want to protect yourself, your family, and your assets from unexpected risks and losses, but you also don't want to pay more than you need to. Using an insurance broker or brokerage can make your life easier and save you time and money on your insurance needs. Your sanity and wallet will thank you 😀! 

-ItsBigZee

#MoneyTips #Insurance #Finance

P.S. Have any other tips in this space? Let us know in the comments below!