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The Hidden Costs of Streaming: Are You Paying More Than Traditional TV?

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  The Hidden Costs of Streaming: Are You Paying More Than Traditional TV? In the early days of streaming, the promise was simple: cut the cord and save money. However, as more streaming services have emerged, the costs have started to add up, often surpassing traditional cable or satellite TV bills. Keeping track of all the different services and which offers what shows has also become a challenge. Let’s dive in and explore some strategies to manage these expenses. The Rising Costs of Streaming When streaming services like Netflix and Hulu first launched, they were seen as cost-effective alternatives to cable TV. However, the landscape has changed dramatically, especially with the proliferation of many new streaming services. Today, most households subscribe to multiple streaming services to access a variety of content. On top of that, each streaming service has started tiering the content within it to options with ads, without ads, higher quality video and sometimes even the...
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Unlocking the Power of Plastic: A Peek into My Wallet’s Credit Card Arsenal

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  Unlocking the Power of Plastic: A Peek into My Wallet’s Credit Card Arsenal In the world of finance, credit cards are more than just a payment method; they’re a gateway to a world of benefits, rewards, protections, and conveniences. Let's take a tour of my wallet’s carefully curated collection of plastic powerhouses💳.  The Traveler’s Quintet American Express Platinum : The jet-setter’s✈️ dream card. With a hefty welcome offer (and hefty annual fee, but we'll get to that in a second) and a plethora of travel rewards, this card is like a golden ticket to airport lounges, luxury hotel benefits, and more. It’s the ultimate travel companion for those who love to travel and explore. The annual fee for the card is a whopping $695/yr😅, but don't balk just yet... Here are all the benefits and credits that easily off-set that annual fee: - Monthly Digital Entertainment Credit: $20/mo or $240/yr | With this benefit, certain digital monthly subscriptions you charge directly to the ...
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Unlocking Free Money: Take Advantage of New Bank Account Bonus Promotions!

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  Unlocking Free Money: A Guide to Taking Advantage of Bank Account Bonus Promotions Looking for some free money💵?  Bank account bonus promotions might be the closest thing out there. Many banks offer cash bonuses as an incentive for new and existing customers to open accounts with them. Here’s how you can take advantage of these offers and potentially earn free money.  Step 1: Research and Compare Offers Start by researching the best bank bonuses available. Look for promotions that offer the highest rewards with requirements you can meet. Websites like NerdWallet ,  Slickdeals , Bankrate and CNET  regularly update their lists of the best bank promotions, making it easy to compare your options.  Step 2: Understand the Requirements Remember, while bank bonuses can be a great way to earn extra money, it’s important to read the fine print and understand the obligations associated with opening a new account. Always consider your financial situation and needs ...
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Save Time & Money on Insurance With an Insurance Broker!

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  How Using an Insurance Broker Can Save You Time & Money No doubt you've seen and heard plenty of commercials these days for insurance. From the familiar jingles and one liners on the radio, to the funny ads on television (like most of us saw during the super bowl or during the NFL season - cue MaHomes and Taylor Swift’s MaAuto😏). Playfulness aside, insurance is a necessity in today’s world, but finding the right coverage for your needs can be a daunting task - and these days, you're probably noticing your renewal rates just going up and up and up... With more extreme events happening at a more frequent pace, insurance rates across the board are rising, and some insurers are even pulling out of states such as California, Florida & Texas.  To get the best rates and coverage, you'll have to compare different plans, bundling, providers, prices, and benefits, and then deal with the paperwork and hassle of signing up, switching providers, or filing claims. This can tak...
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How to Save Money Using Digital Coupons & Deals in Fast Food & Grocery Store Apps!

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  How to Use Fast Food and Grocery Store Apps to Save Money ✂️ Do you love eating out but hate spending too much money on food? Do you have kids who are always asking for chicken nuggets and french fries? Do you want to save money on groceries without clipping coupons, storing them, and them sorting through them at checkout? If you answered yes to any of these questions, continue on! Gone are the days of having to hunt for and clip paper coupons - most coupons can now be clipped, stored, and used digitally - all you need is the right apps. In this post, we'll focus on the official first party apps provided directly by the stores (there are third party apps out there, as well as delivery apps, but they can be hit or miss or diminish the value of any promotions due to surcharges on menu pricing and fees). These apps are convenient & easy to use, can simplify and shorten your trips, and can help you save a lot of money on food every month. Fast Food Apps 📱 Fast food apps are app...
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Shopping on Amazon? Make sure you're getting the best price with Keepa!

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  How to Use Keepa to Save Money Shopping on Amazon Ok, back to the shopping deals😅! Amazon is one of the most popular online shopping🛒 platforms in the world, offering millions of products across various categories. However, finding the best deals on Amazon can be tricky🔍, especially when prices fluctuate frequently (lightening deals⚡️, coupons, promo codes, etc.) and Amazon doesn't offer a price match guarantee or price matching policy. That’s where I use Keepa, which comes in very handy. Keepa is a powerful tool that tracks the price history📉 and sales rank📊 of any product on Amazon. You can use Keepa to monitor price changes, set up price alerts🔔, compare international prices, and find the best time to buy. Keepa is available as a web-based service, a browser extension for Chrome, Firefox, Opera, Edge, and Safari, as well as an app for both iOS & Android. For this post, I will walk you through using the browser extension💻, but the web service or mobile app📱are both ...
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Take Advantage of the Recent Historically High Savings Rates to Save Money!

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  How to Save Money with Apple Savings and Fidelity Bloo m Our past couple posts have focused on earning money off of spending, we'll switch it up here and now focus on earning money off of savings. Saving money can be challenging, especially with today's higher inflation rates, but today's interest rates on savings accounts are some of the highest we've seen in a long time and there are some accounts that offer tools that can help you develop better saving habits and grow your money over time. In this post, I'll introduce you to two of my favorites and the ones I currently use: Apple Savings and Fidelity Bloom . What is Apple Savings? Apple Savings is a high-yield savings account that is available to Apple Card users (if you don't have an Apple Card, or don't use Apple at all, don't worry - the next option will be for you, and it’s even sweeter 🤩). It offers a roughly 4.25% annual percentage yield (APY), which is much higher than the average savings ra...
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